Get money for college. Undergraduates and graduates both may borrow annually up to the full cost of expenses (less financial aid received) or $40,000 (whichever is the lesser), with a NextStudent Private Loan for undergraduate and graduate students.
Get it when you want it.
Apply for a NextStudent Private Loan at the beginning of the school year, in the middle of the term or near the end. It’s up to you. There are no application deadlines and you can apply online and get pre-approved in minutes.
Why choose a NextStudent Private Loan?
Simple. With a NextStudent Private Loan, you get more.
- Fast, easy application with preliminary approval in as little as 15 minutes
- No payments until after graduation or dropping below half time enrollment (for undergraduate and graduate borrowers)
- Loan amounts up to the full cost of your education expenses *
- No application fees
- No application deadlines
- Funds sent directly to you, not to your school
- You may qualify with or without a cosigner
- Interest may be tax-deductible (check with your tax advisor)
* Undergraduate and graudate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where TERI has determined that the annual cost of attendance axceeds $30,000). Borrowers in Continuing Education and K-12 loan programs may borrow annually up to $30,000.
NextStudent Private Loans are available for